Fixed Deposit Calculator

Calculate interest earned on a lump-sum fixed deposit

Input

Result

Net Maturity Amount
10,296,100
Interest Earned (pre-tax)
350,000
Tax
-₩53,900
Net Interest
296,100

This calculator is for informational purposes only and should not be considered as financial advice. Actual values may vary.

How to Use

  1. Enter the deposit amount.
  2. Enter the annual interest rate (%) and term (months).
  3. Select the tax type and interest type (simple/compound).
  4. Review the net maturity amount.

FAQ

What is the difference between simple and compound interest?

Simple interest is calculated only on the principal, while compound interest is calculated on both principal and accumulated interest, resulting in higher returns.

What is the difference between fixed deposit and installment savings?

A fixed deposit places a lump sum at once, while installment savings makes monthly deposits. For the same total amount, fixed deposits earn more interest.

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